[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.horsona.sk\/7-sposobov-ako-byt-uspesny-v-sporeni\/#Article","mainEntityOfPage":"https:\/\/www.horsona.sk\/7-sposobov-ako-byt-uspesny-v-sporeni\/","headline":"7 sp\u00f4sobov ako by\u0165 \u00faspe\u0161n\u00fd v sporen\u00ed","name":"7 sp\u00f4sobov ako by\u0165 \u00faspe\u0161n\u00fd v sporen\u00ed","description":"1) Zvo\u013ete si cie\u013e sporenia.Ukladanie \u00faspor m\u00e1 tendenciu by\u0165 jednoduch\u0161ie, ke\u010f viete na \u010do spor\u00edte. Pok\u00faste sa stanovi\u0165 si cie\u013e, napr\u00edklad to m\u00f4\u017ee by\u0165 zalo\u017eenie rezervn\u00e9ho fondu, sporenie na dom, […]","datePublished":"2018-08-03","dateModified":"2023-04-25","author":{"@type":"Person","@id":"https:\/\/www.horsona.sk\/author\/#Person","name":"","url":"https:\/\/www.horsona.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/68b3ed45b3ae6ecdad6bfa25b4077e93536d7764172b2830acbdb661d7242512?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"horsona.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.horsona.sk\/wp-content\/uploads\/img_a291711_w16526_t1538575619.jpg","url":"https:\/\/www.horsona.sk\/wp-content\/uploads\/img_a291711_w16526_t1538575619.jpg","height":0,"width":0},"url":"https:\/\/www.horsona.sk\/7-sposobov-ako-byt-uspesny-v-sporeni\/","wordCount":452,"articleBody":"1) Zvo\u013ete si cie\u013e sporenia.Ukladanie \u00faspor m\u00e1 tendenciu by\u0165 jednoduch\u0161ie, ke\u010f viete na \u010do spor\u00edte. Pok\u00faste sa stanovi\u0165 si cie\u013e, napr\u00edklad to m\u00f4\u017ee by\u0165 zalo\u017eenie rezervn\u00e9ho fondu, sporenie na dom, sporenie na dar\u010deky na Vianoce alebo \u0161etrenie na d\u00f4chodok. Ak m\u00e1te t\u00fa mo\u017enos\u0165 a banka s t\u00fdm nem\u00e1 probl\u00e9m dajte svojmu sporiacemu \u00fa\u010dtu nejak\u00e9 meno aby v\u00e1m zaka\u017ed\u00fdm pripomenulo, o \u010do sa pr\u00e1ve sna\u017e\u00edte.  2) Svoje \u00faspory dr\u017ete na zvl\u00e1\u0161tnom a samostatnom \u00fa\u010dte.Ak \u00faspory budete dr\u017ea\u0165 oddelene, nebudete ma\u0165 mo\u017enos\u0165 ich utr\u00e1ca\u0165. Sporiace \u00fa\u010dty v niektor\u00fdch bank\u00e1ch maj\u00fa dokonca aj vy\u0161\u0161ie \u00farokov\u00e9 sadzby ako be\u017en\u00e9 \u00fa\u010dty. Ak m\u00e1te pravideln\u00fd pr\u00edjem, nastavte si trval\u00fd pr\u00edkaz, ktor\u00fd v\u00e1m raz za mesiac prevedie nejak\u00fa sumu z be\u017en\u00e9ho \u00fa\u010dtu na sporiaci, aj ke\u010f to bude len celkom mal\u00e1 suma. 3) Ukladajte ne\u010dakan\u00e9 pr\u00edjmy.Ak dostanete sp\u00e4\u0165 napr\u00edklad preplatok za energie alebo v\u00e1m vr\u00e1tia peniaze z pois\u0165ovne, nemi\u0148te ich ale rovno vlo\u017ete na sporiaci \u00fa\u010det. Dod\u00e1 v\u00e1m to lep\u0161\u00ed pocit a kontrolu nad va\u0161imi financiami. 4) Odde\u013ete ved\u013eaj\u0161\u00ed pr\u00edjem od hlavn\u00e9ho. Ak m\u00e1te bo\u010dn\u00fd pr\u00edjem je to najlep\u0161ia mo\u017enos\u0165 ako za\u010da\u0165 \u0161etri\u0165 bez toho aby ste nejako ovplyvnili svoj rozpo\u010det a hlavn\u00fd pr\u00edjem. V\u0161etky svoje ved\u013eaj\u0161ie pr\u00edjmy ukladajte na zvl\u00e1\u0161tny \u00fa\u010det, pom\u00f4\u017ee v\u00e1m to r\u00fdchlej\u0161ie zv\u00fd\u0161i\u0165 va\u0161e \u00faspory. 5) Uprednostnite d\u00f4le\u017eit\u00e9 a nevyhnutn\u00e9 platby.Za\u010dnite ka\u017ed\u00fd mesiac s t\u00fdm, za najprv zaplat\u00edte v\u0161etky d\u00f4le\u017eit\u00e9 platby ako s\u00fa hypot\u00e9ka, \u00fa\u010dty za energie, internet, telef\u00f3n \u010di potraviny. Neukladajte si peniaze sk\u00f4r ne\u017e by ste uhradili nevyhnutn\u00e9. 6) Bu\u010fte rozumn\u00ed pri n\u00e1kupoch. Ak st\u00e1le nakupujete na rovnakom mieste, z\u00edskate s\u00edce n\u00e1vyk ale prich\u00e1dzate o nov\u00e9 mo\u017enosti kde n\u00e1js\u0165 lep\u0161ie a v\u00fdhodnej\u0161ie ponuky. Sk\u00faste sa informova\u0165 medzi zn\u00e1mymi alebo prelistujte let\u00e1ky. Ur\u010dite n\u00e1jdete z\u013eavy a akcie, ktor\u00e9 v\u00e1m bud\u00fa lep\u0161ie vyhovova\u0165. V prvom rade ale uprednostnite slovensk\u00fdch v\u00fdrobcov a podporte slovensk\u00fd trh.  7) Nakupujte mimo sez\u00f3ny. Oble\u010denie a top\u00e1nky s\u00fa v\u017edy drah\u0161ie po\u010das sez\u00f3ny. Preto ak chcete u\u0161etri\u0165 tak nakupujte po alebo pred sez\u00f3nou. N\u00e1kupy online zase m\u00f4\u017eu by\u0165 pre v\u00e1s praktick\u00e9 v pr\u00edpade mimosez\u00f3nneho oble\u010denia nako\u013eko nie v\u0161etky obchody maj\u00fa v ponuke sez\u00f3nne veci.                                                                                                                                                                                                                                                                                                                                                                                         3.6\/5 - (9 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"7 sp\u00f4sobov ako by\u0165 \u00faspe\u0161n\u00fd v sporen\u00ed","item":"https:\/\/www.horsona.sk\/7-sposobov-ako-byt-uspesny-v-sporeni\/#breadcrumbitem"}]}]